Okay, a few things have happened.
The first place in Norwich I will not be able to look at. Reason: The old tenant positively refuses to move out. Bummer. It's some crotchety hag who is being a pain in the ass even though she full well knows the place is up for sale.
But anyhoo.. As an alternative, the guy I'm doing business with concerning this home buying says he has two other places, so, that's where I'll be going tomorrow.
Oh, nice part about both places: They're less than 10 miles from where I werk, how cool is that. Let's hope the stars line up and I can grab a new spot to call home.
|***Guitar deals & steals? Where? Right here. Price drops, B-stock and tons more.|
The first place I was going to look at in Mystic Connecticut is not going to happen, the cost is too high. I found out that loans for smaller amounts have much higher interest rates and it's more than I can handle.
For example, a $150,000.00 loan with 30-year fixed rate you can get for about 5.75 to 6%. To the best of my knowledge this is as good as you can get.
Anything under the 100k mark (or thereabouts) and you'll get socked with a high interest rate of 7 to 8 percent or higher(!) Hence, I wasn't able to afford the Mystic place.
I am now looking towards Norwich CT. Prices are much lower, so that will accommodate for the higher interest rate, plus I'll be able to pay off the loan a lot faster. Norwich may not be my first choice for where I want to live, but who knows, maybe I'll like it. We'll see what happens after I check the place out.
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