bits for 5 march '09
I cleaned the kitchen, living room, laundry room and bathroom. And vacuumed! Yeah, I know. Sounds boring. But I usually don't clean so much all at once. 🙂
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I made a call in to TECO to have my gas-based water heater inspected because I was starting to feel a little woozy only when in my apartment. The guy came by and said the valves were all good, so.. hopefully he tightened them or something. So far so good.
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For the first time I actually negotiated a settlement on a debt that was past due. Here's the story:
I used to like Verizon Wireless back when I was in CT because said honestly, they were the best around. But in Florida they're nothing but a big ball of suck. So I canceled and endured something like a $135 cancellation fee. Don't remember the exact amount.
Being that the service was always crappy I decided to send payments of $25 a month until it was paid off. A cancellation fee of $100+ is just ridiculous and I wasn't about to pay the full fee up front for service that was only half-assed at best.
I figured doing the payment thing was no big deal.
It wasn't a big deal for a few months.
I get a letter in the mail today stating that the account has been handed to someone else (i.e. a collection agency) to "assist" with paying the remaining debt off. The amount due was $76 and change.
There was a toll-free number to call if I had questions. I sure did because I was sending payments right along so I don't know what the big deal was. It's not like I wasn't paying it.
So I call and speak with this girl. She asks "Would you like to pay the full amount now?" Uh.. no. I told her I'd been sending payments of $25 and it would be paid off in 3 months.
She wasn't going for that and said it had to be paid now.
I said no way, I'm going to continue to send my $25 a month.
She offered to settle the debt and asked if I was interested.
I asked what they were offering.
She said $50 and change.
I said make it an even 50 bucks and you got a deal.
She said that was fine. So I paid 50 bucks and the account was officially deemed paid in full.
I should've went for $40. 🙂 But whatever, I shaved off $26 and change off the final amount due.
A small win, but a good one.
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