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bits for jan 12, 2010

Teeth follies

Yesterday I went to the dentist to have a crown put on. It was excruciatingly painful. It's been a long time since I felt that much pain at the dentist. However, the work is done, so whatever.

I was also told that I need periodontal work for #18 and was referred to a specialist for that. I'm filing that under "later", because like hell if I'm going go through the pain I had today less than a week later. Maybe in a month or so.

Fiscal follies

I don't normally talk about my finances on my blog, so forgive the vagueness.

I've hit a roadblock with my finances. It's not due to lack of funds or not paying on time, but rather the bungling of an account by a fiscal institution. What type of bungling? How about calling to ask a simple yes-or-no question five times over the course of two weeks, only to be given the "call back in a few days and we'll let you know" b.s.? Yeah, that kind. And no, it's not to establish a loan but rather to pay it off.

This account I speak of is a very big deal. It is step two of four step fast track plan to cut all, repeat, all of my debt in half. Like I said, it's a big deal. And the reason I can't get step two finished is because of an inept fiscal institution that has horrible interoffice communication where the call center and the finance dept. never speak to each other. It's the classic "left hand doesn't know what the right hand is doing" crapola. Unbelievably irritating.

Hopefully by mid-week this will be resolved. If not, I'll have to take a hit fiscally just to get rid of this stupid account. I obviously don't want to take this hit, but if that's what it takes then that's what I'll do to close it out.

I am reminded more often than not that being a good consumer these days doesn't count for crap, but I've stayed the course this far, so I might as well finish it.

Why am I so adamant about my debt-free mission?

I've seen enough people go into financial ruin over the years to know that if I don't take care of the debts I have now, they'll never go away.

There are plenty of people in my peer group and well younger than I (that's the scary part) that will be in debt until their 50s - many of whom don't even own a house.

I positively refuse to live that way. Yes, I have to live like a poor person until my debt-free goal is met, but it will be well worth it. Worrying about debt is a complete waste of time, and the only true way to get rid of the worry is to get rid of the debt, period.

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