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191 is now my favorite number

The big check I sent off for the car payment went through without a hitch. With a very big sigh of relief, I happily can say I now owe $191 on my car loan. Awesome, awesome, awesome. Did I mention awesome? Yeah, I think I did. (grin) I will have that title in my hands in no time.

As I write this I am installing Red Hat Linux on the Dell. Installation went just as smooth (if not smoother) than when I installed SuSE. Everything is going okay so far. If I can get the VNC to work on it, then I will be satisfied with the setup for the time being. I will need to move all my stuff off the Windows box I'm on now to the Linux box. I'll also need to config windows networking so my windows box can "see" the drive shares on the Linux box, etc., etc., so on and so forth. Anyway I'm off to continue doing that now.

Linux Nerd

After reading this article, I decided last nite to try and install SuSE Linux on my "blow-up" box (an older Dell Dimension 4400). Install went great but TightVNC didn't work. Blah. Going to have to switch over to RedHat instead. No big deal.

I'll tell you this: Linux has come a long, long way as far as its user-friendliness is concerned. The install went smooth as silk, did a dual boot between WinXP Pro and SuSE perfectly and detected everything (wow). Unfortunately I need the VNC to work so I couldn't use it (that's the reason I'm switching over to RedHat, TightVNC has an RPM which will work "out of the box" with RedHat) - but I'll tell ya, if I didn't have to use it I'd put my primary box on a permanent dual-boot Linux/Win setup, it's that good. I unfortunately have to keep Windows because of certain apps I use (not to mention Counter-Strike), but the SuSE does about 99%, literally, of everything I need a computer to do.

I, like a lot of people out there, hate Windows. A lot. It's buggy, apps crash, and it's just plain awful. The reason I have a job in the first place is because Windows sucks. Windows costs money. Linux is free, see linuxiso.org and pick your flavor. I suggest SuSE or RedHat. If you have a separate computer you can try it on, try it. You'll probably really like it.

The whole reason anyone says "I hate the computer" is primarily because of Windows. It's not the computer that's bad. It's Windows that's bad.

So anyway, I will format the blow-up box tonight and give RedHat a go. Haven't used it in a few years, but if it's anything like the SuSE install was, it will probably be really easy to install and config.

Getting back to zero

That big check I sent off for the car payment hasn't show up as "cashed" yet on my eBanking account. I half-expected this to happen because whenever you send large checks, banks will wait several days for it to "clear". Hopefully it will clear soon and then I can get on with paying off the credit card, and then (insert dramatic music here) I will finally be back at "zero" again. Trust me, this is a good thing.

Everyone I know is in some sort of debt, be it a mortgage, credit card(s), car(s) or whatever it is. No one I know has small debts or is anywhere near "being at zero". Usually, the average debt I see for my age group (27 to 32-ish) is somewhere between $25000 and $45000 or more - not including any medical stuff which will add a few ten thousand more.

I got a few friends who have "consolidated" bills. Personally I think the consolidation thing is a stupid idea. Don't know what it is? This is what it is in a nutshell:

Take all your bills, and get a debt consolidation loan that 'pays' all those bills, then pay back the loan. The monthly payment for the loan is smaller than all the bills combined you were paying previously.

I said this was a bad idea. This is why:

My advice to anyone who's got bills: Pay them off the traditional way, don't get caught in the "miracle cure" of a debt consolidation loan because it's not a miracle. It's just a way for other companies to take your money.

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